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THE ARUNACHAL PRADESH STATE CO-OPERATIVE APEX BANK LTD

Sponsored By Goverment Of Arunachal Pradesh
Head Office: NAHARLAGUN, ARUNACHAL PRADESH, 791110 INDIA

IFSC CODE: YESB0ARCB01 (0 = ZERO) ATM COMPLAINING FORM

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THE ARUNACHAL PRADESH STATE CO-OPERATIVE APEX BANK LTD

Sponsored By Goverment Of Arunachal Pradesh

Head Office: NAHARLAGUN, ARUNACHAL PRADESH, 791110 INDIA

IFSC CODE: YESB0ARCB01 (0 = ZERO) ATM COMPLAINING FORM

Go Digital India

Today Is Sun, 28th Apr, 2024

Bank Is Implementing Govt Sponsored Schemes Only Like CMPVY, DEDS, NRLM, CMFMP, SHG, WCC and Cooperative Societies Bank Is Now Digitalisation, CBS, NEFT, RTGS, DBT Bank is also Implementing Social Security Schemes Like PMJDY, PMJJBY, PMSBY, APY etc Bank Has ATM, Micro ATM, Mobile Van ATM, ATM Cards for normal debit cards and PMJDY, Rupay ATM cards PFMS Is LIVE Deposit Of Govt. Departments QR CODE is enabled Bank do not ask for ATM Pin No or OTP, Please do not provide any information to any calls

LOAN SEGMENT


Interest Rate for Loan & Advances Effective from 1st June 2020

# Category/Size Of Loan & Advances Existing Rate (%) w.e.f. 20-03-2017 (per annum) Revised Rate (%) (per annum)
# Priority Sector Non Priority Sector Priority Sector Non Priority Sector
FARM SECTOR
1 Crop Loan & KCC
Up to Rs. 3.00 Lakhs 7.00% -- 7.00% --
Above Rs. 3.00 Lakhs 11.00% -- 11.00% --
Term Loan
2 Agri & Allied Loan
Up to Rs. 3.00 Lakhs 12.50% -- 12.00% --
Above Rs. 3.00 Lakhs 13.00% -- 13.00% --
3 SHG/JLG 12.00% -- 12.00% --
NON FARM SECTOR
1 Home / Housing Loan 11.00% 13.00% 11.00% 12.00%
2 Personal Loan
(a) Car Loan (b) Consumable (c) Cash
-- 14.00% -- 14.00%
3 SRWTO 12.50% -- 12.00% --
4 MT Loan (Indl/Socy/Others)
Up to Rs. 3.00 Lakhs 12.50% 14.00% 12.00% 14.00%
Above Rs. 3.00 Lakhs 13.00% 14.00% 13.00% 14.00%
5 Weavers Credit Card (WCC)
Up to Rs. 3.00 Lakhs 12.50% -- 11.00% --
Above Rs. 3.00 Lakhs 13.00% -- 12.00% --
6 Procurement /CC (Socy/Agri) 12.00% -- 12.00% --
Cash Credit (Others) -- 14.00% -- 13.00%
7 Clean Overdraft -- 14.00% -- 14.00%
8 Employee Credit Card (ECC) -- 14.00% -- 14.00%
9 Demand Loan Against FD/RD
(% higher than interest payable on deposits -- 2.00% -- 2.00%

The following terms are also proposed to apply on Loans & Advances:

1. This Order Supersedes the earlier Order No. APSCABL/GB/HO/2017-18/2-40 Dated 20/03/2017

2. The Prime Lending Rate (PLR) of the bank shall remain continue at 11.00% p.a.

3. The interest will be charged on quarterly basis on all types of Loans & Advances

4. The simple interest will be charges on all types of Loan & Advances under Farm Sector.

5. The interest on Non-Farm Sector shall be charged with quarterly compounded.

6. In case of on landing under FS/NFS Loan & Advances through LAMP/PACS the interest margin of 2% will be provided on such loans to LAMPS/PACS.

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The Arunachal Pradesh State Cooperative Apex Bank Ltd.
C/O: Managing Director
Head Office : Naharlagun
D-Sector, Apex Bank Building, Near Hathi Matha
Arunachal Pradesh - 791110
Phone No.
Email:- md@arunachalapexbank.com
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OFFICIAL PARTNER OF DEPARTMENT OF TOURISM GOVERNMENT OF ARUNACHAL PRADESH

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